Dr Veronika von Heise-Rotenburg is Chief Financial Officer (CFO) and Co-Managing Director at everphone. In this role, she is responsible for accounting, controlling, data, refinancing, people & culture and legal for the phone-as-a-service provider. Veronika is a proven expert in digital finance and asset-based financing and has many years of experience in the field of fleet lending. Before everphone, Veronika, who holds a doctor of law, was with the British online used cars dealer Cazoo. Here, as EU director of the legal and finance department, she was responsible for the company's expansion into the European markets on a legal and financial level. She joined Cazoo as part of the acquisition of the car-as-a-service service Cluno, which she led as CFO and later Managing Director. From 2014 to 2018, Veronika was commercial director and authorised signatory of TraXall Germany, a provider of sustainable fleet and mobility management. She had spun off the service provider together with a co-founder from Hannover Leasing Automotive GmbH, where she was responsible for risk management. In parallel, she served as German branch head of AutoBank AG, the later acquirer of TraXall Germany, heading retail and wholesale teams and also doing refinancing, risk and regulatory work for the whole German part of AutoBank group. She began her career as an associate at McKinsey. Veronika studied law and economics in Augsburg. She also holds an MBA in General Management from the University of Dayton and a PhD in International Capital Markets Law from the University of Augsburg.