ZERO Insurance
Where to find us at Bits & Pretzels

29/09, Startup Exhibition, Cluster „Finance & Insurance", ST95

Key Facts

Company Description

ZERO is a unique INSURANCE-AS-A-SERVICE PROVIDER for digital platforms who are seeking to add value to their products. ZERO develops insurance solutions that merge with platforms’ core products. Our product completely changes the way insurance is bought. No questions, no additional sales journey, no separate insurance contract

Product/Service Description

ZERO embeds insurance into platforms to cover unexpected payment defaults — from job loss to illness to early exits. The platform gains financial stability, a stronger USP, and a new revenue stream.

Crunchbase

Country

Germany

Founding Year

2022

Employees

5-10

Company Stage

First Pilot Customers

Business Model

B2B

Focus Industries

Finance
Insurance
Mobility

Active Markets

(5 most relevant ones)

Germany

Look for at Bits & Pretzels

Customers
Investors
Network
Partners
Visibility

Funding & Investors

3 Lead Investors

Capital Raised to Date

Last Funding Type

Seed

Last Funding Date

Capital Need (€)

Currently Fundraising

(at the time of  Bits & Pretzels 2025)

Growth Outlook

Traction

Monetization Model

3 Reference Customers

x-Mobility Germany GmbH, VILONDA GmbH, noventive Managementgesellschaft mbH

Revenues 2024

Planned Revenues 2025

Planned Revenues 2026

Target Markets

(within 24 months)

Western Europe

Team

Karl Grandl

Co-Founder & CEO

karl.grandl@zero-insurance.com

Michaela Zöppel

Co-Founder & COO

michaela@zero-insurance.com